Bilt Mastercard
Overview
The Bilt Mastercard is excellent in many ways.
- You can earn points on rent fee-free.
- They have the most valuable transferable currency.
- They are always doing something new and interesting.
Unfortunately, non-renters will have trouble earning meaningful point balances.
- No “official” signup bonuses.
Sometimes, they send new cardholders a 5x for 5 days promo. - No shopping portals.
- No 2x everywhere cards.
Fortunately, Bilt’s excellent transfer partners include many of the best options from the other programs, including some high value partners that were previously exclusives like Hyatt and United. This makes Bilt points a kind of universal donor and is why I will always prefer to earn Bilt points over an equivalent number with Amex or Chase.
Other was to earn Bilt points:
- Rent day promotions.
- Bilt dining program.
- Lyft rides.
Basic Information
- Cardholder Type
- Personal
- Network / Type
- Mastercard
- Earns
- Bilt Rewards
- Annual Fee
- $0
- Card Type
- Credit
- Foreign Transaction Fees
- No
Earnings
- 3x Dining
- 2x Travel
- 1x Everywhere Else
- 1x Rent
Rare Capabilities
- Pay Rent Fee-free And Earn Points.
- Works like ACH. They can also mail a check.
Credits
- $5 Lyft Credit Per Month
- After your 3rd Lyft ride of the month.
Travel and Purchase Protections
- Car Rental Insurance
Up to $50,000 for the car. Secondary to personal insurance. No liability. - Cell Phone Protection
Up to $800 after $25 deductible. - Purchase Protection
Up to $10,000 per occurrence within 90 days. - Trip Delay Insurance
Up to $200 per day after 6 hours. Up to $1,800 total per trip. - Trip Cancellation Insurance
Up to $5,000 per trip. Does not include weather.
All policies may:
- Have terms, conditions and exclusions not listed here.
- Require purchases be made with the card for a non-business purpose.
For exact terms, please carefully read your cardholder agreement.